Extending Health Insurance for an Adult Child with a Disability

According to a blog from the Texas Council for Developmental Disabilities, some Texas children with disabilities can stay on their parents’ insurance plans past the age of 26.

Conditions for the insurance extension include:

  • “The adult child is incapable of self-sustaining employment because of an intellectual, developmental, or physical disability.
  • The adult child is dependent on the parent for support and maintenance”

and, according to the post, “Proof of the individual’s incapacity for employment and financial dependency must be submitted to the insurance company no later than 31 days after the adult child’s 26th birthday.”

Map of Texas showing cows, cowboy, and oil field.
Texas parents of children with disabilities have choices regarding insurance coverage for their adult child. photo credit: Texas Puzzle Shape via photopin (license)

For more potential savings, if a family has at least one person receiving Medicaid, they can enroll in another program, Health Insurance Premium Payment (HIPP) program, that may pay for part of their insurance premiums.

According to the blog, “People with Medicaid and the additional coverage don’t have to pay deductibles, co-payments, or co-insurance when they receive Medicaid-covered services from a provider that accepts Medicaid. The provider is reimbursed for these expenses by Medicaid.”

Learn more about the HIPP program or apply here. If you have questions about HIPP and Medicaid coverage, call the HIPP helpline at 1-800-440-0493.

If you live in another state, consult the government program that handles the Employer Sponsored Coverage through Medicaid to learn about your options.

Source: Extending Health Insurance for an Adult Child

Disability Awareness Effort Asks People To ‘Just Say Hi’

“Siri, how do you start a conversation with someone who has a disability?” Apple’s Siri responds, “It’s easy. Just say ‘Hi.’”

This is part of a campaign to encourage conversation and raise awareness about people with disabilities, according to a Disability Scoop article.

Siri is the voice for the Apple phone’s digital personal assistant, though Google has a surprising answer to the same question. Google sends you to an article about Siri.

Three children sit on a golf cart. A boy and a girl wave hello.
Remember when making friends was as easy as waving Hello? Maybe it still is. photo credit: family on back of golf cart via photopin (license)

Society is unifying in its efforts to raise awareness so that conversations can begin about how to make the world a welcome place for everyone. The process begins with saying “Hi,” as you would for anyone else.

The project was started by the Cerebral Palsy Foundation and the video includes celebrities such as Gayle King, Tim Cook, Michael J. Fox, Joe Batali, Joe Girardi, Garry Gilliam, Oliver Platt, and more.

In some instances, when a person has a disability, people aren’t sure how to begin the dialogue, such as when someone has Cerebral Palsy.

According to the foundation’s website, “Cerebral Palsy is a physical disability that affects movement and posture. In most cases, brain injury leading to Cerebral Palsy occurs during pregnancy.” Globally, over 17 million people have been diagnosed with the disorder. There is no known cure.

While there’s no known cure for many disabilities, there is a cure for the loneliness and isolation that can accompany them–“Just say ‘Hi.'”

Source: Disability Awareness Effort Asks People To ‘Just Say Hi’ – Disability Scoop

Premiere Tonight, Dec. 8: “Born this Way,” a Series about People with Developmental Disabilities

“The doctors asked her if she wanted to have a abortion of me. I could be out there dead,” a young man tells a group of people. That he has Down Syndrome is the detail that makes the doctors’ suggestion especially chilling.

Father holds daughter who has Down Syndrome.
Parents and children with Down Syndrome are often discouraged by limitations created by stereotypes. (license)

He is just one of the cast members of a new TV show premieres tonight, Tuesday Dec. 8 on A&E® Network at 9 p.m. CT. The docu-series will cover the lives of seven individuals with Down Syndrome.

Born This Way is an A&E® Network and Bunim/Murry Productions series. There are six, hour-long episodes.

You can preview the series with captions here.

According to the series’ YouTube channel, the show will explore the lives of seven adults with Down Syndrome “as they pursue their passions and lifelong dreams, explore friendships, romantic relationships and work, all while defying society’s expectations.”

One of the show’s stars, entrepreneur and public speaker Megan Bomgaars, has started her own business, Megology. Her website sells hand-dyed scarves and tote bags.

Also on Bomgaars’ website is her video, “Don’t Limit Me,” which is a message to teachers about the need to set high expectations for students with disabilities. The video has more than 338,000 views.

Room with people in meeting. Floor reads Disability is NOT inability.
Bomgaar’s video implores teachers to set high (not impossible) expectations for all students. (license)

The show also portrays their parents and explores difficult topics, such as having children, getting married, and what happens when their parents are no longer living.

Bomgaars’ mother asks, “She needs to be independent, but what happens when I die?” Can Bomgaar find a way to have it all?

Viewers will discover the show challenges their thinking.